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Carrying a prepaid MasterCard or Visa card gives you the option to shop without cash, and they don’t require a link to a checking or savings account as debit cards do. At RiteCheck, we offer a variety of prepaid MasterCard and Visa products, can arrange for your direct deposit to your card, help you easily reload to the card and even offer you cash withdrawal options.

Prepaid Cards

Owning a MasterCard or Visa prepaid debit card is easier than ever before. We can help you pick the prepaid MasterCard or Visa that best fits your needs. You can use these cards wherever MasterCard or Visa are accepted:

  • Direct deposit of benefits
  • Safer than carrying cash
  • Accepted at restaurants, stores, and for car rentals
  • Shop online or by phone
  • Pay bills
  • Track your monthly spending

RiteCheck offers options to best suit your needs.

Some RiteCheck prepaid card options also provide a link to a savings account, allowing you to earn a highly competitive interest rate on a portion of your unused balance. Transfers are easily made by simply calling a toll-free number when you want to move your money back and forth between the card and your savings.

Visit any RiteCheck store to acquire a card and you will be off on your way using it immediately!

Card Payment & Bank Deposits

For many national brand credit cards and most store credit cards, you can stop by any RiteCheck location to add money to your account immediately using cash.  No need to write a check or visit the post office.  Just bring in your card and payment.

RiteCheck also accepts many bank deposits.  Using your bank card, you can also make deposits directly to your bank with cash.  Just bring your bank card and deposit, and we’ll make it for you.

Prepaid Card Loads

Adding money to any of the RiteCheck prepaid MasterCard or Visa prepaid cards is easy, and can be done at any RiteCheck location with cash. No need to go online, or send anything in the mail. Just stop by to visit us, and we can add your funds to the card immediately.

Cash Withdrawals

To access your prepaid card balance, RiteCheck provides you with the most complete set of electronic transactions for cash withdrawals, account transfers, balance inquiries and deposits.

You can withdraw cash at any RiteCheck store by:

  • ATM -maximum withdrawal of $400 ($1.99 ATM fee)
  • Point of Banking (POB) machine at the teller. Maximum daily withdrawal set by your bank or credit union.
  • Point of Sale (POS) -  Maximum daily withdrawal set by your bank or credit union.

Our ATM machines enable you to make balance inquiries and account transfers.

NYCE Network

All RiteCheck prepaid MasterCard and Visa cards also give you access to an entire network of ATM machines across the U.S. That means you have access to millions of ATM locations and POS locations nationwide, so you can access your money anytime, and anyplace.

Credit Union Members

The PayNet deposit program enables credit union members to make withdrawals, deposits, and transfers directly into their credit union accounts through our POB machines. You receive immediate availability for cash deposits.

  • Actors Federal Credit Union
  • Bethex Federal Credit Union
  • LOMTO Federal Credit Union
  • Melrose Credit Union
  • Neighborhood Trust Federal Credit Union
  • Progressive Credit Union
  • Union Settlement Federal Credit Union

For more information on the PayNet networks visit

The NetSpend Visa Prepaid Card is issued by MetaBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. NetSpend, a TSYS® Company, is an authorized Independent Sales Organization of MetaBank. This card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details. © 2014 Total System Services, Inc.® All rights reserved worldwide. TSYS and NetSpend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.

© 2014 Green Dot Corporation. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage.

The Prepaid Visa RushCard is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Bancorp Bank; Member FDIC. RushCard is a trademark of UniRush, LLC. All other trademarks, service marks and other registered marks are the property of their respective owners.

The excella Visa Prepaid Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Bancorp Bank; Member FDIC. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Copyright © 2014 PEPS, a division of the Pay-O-Matic Corp. All Rights Reserved.


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